PCS to Naval Base Kitsap

Learn About Pre-Qualification Schedule a PCS Consult

Understanding Your BAH & Housing Budget

Many service members use their Basic Allowance for Housing (BAH) to plan their monthly housing budget during a PCS move.

Check current BAH rates:

Naval Base Kitsap BAH Rates DoD BAH Calculator

If you're relocating from another duty station, I can help you plan your move and understand how your housing allowances may fit into your overall mortgage planning.

Popular Areas to Live Near Naval Base Kitsap

Silverdale

Commute: 5-10 minutes to base

Closest to base, shopping, schools, family-friendly neighborhoods.

Bremerton

Commute: 15-20 minutes

More affordable, historic downtown, ferry access to Seattle.

Poulsbo

Commute: 15-25 minutes

Waterfront community, Scandinavian heritage, great schools.

Port Orchard

Commute: 20-25 minutes

Scenic views, quieter pace, growing community amenities.

VA Loan & PCS Tips for Naval Base Kitsap

Second-Tier Entitlement: May allow keeping your current VA-financed home while buying at your new duty station—let's discuss your situation
Own Two VA Homes Simultaneously: Potentially available depending on your entitlement and loan amounts—let's review your options
VA Jumbo Loans: Kitsap County is a higher-cost area—VA Jumbo may be needed for homes above the conforming loan limit
Remote Closing Coordination: I work with title companies nationwide to coordinate closings around your PCS timeline
No Down Payment Required: Eligible service members can purchase with 0% down using VA benefits
Licensed in All 50 States: Whether you're coming from or going to another state, I can help with both ends of your PCS move